Loans are loans made by Chinese banks to domestic companies using foreign exchange funds raised.
Foreign exchange lending is an important business for specialized Chinese banks.
The loan object is the enterprise that can create the foreign exchange income, has the repayment ability, and has the loan condition.
The loan is generally used for technical transformation of enterprises producing export commodities to enhance their ability to earn foreign exchange through export.
Foreign exchange loan is an important asset business operated by commercial banks.
It is the main means for commercial banks to use foreign exchange funds, strengthen management mechanism and obtain economic benefits.
It is also the main way banks contact their customers.
Establishing foreign exchange loans for utilizing foreign capital and introducing advanced technology and equipment;
To promote China’s foreign trade and international exchanges;
It is of great significance to the change of international commodity market and international financial market.
