With the popularization of smart phones and the development of mobile Internet in our country, the scale of online payment users in our country is constantly expanding. In 2020, the scale of online payment users has reached 853 million people, and the transaction amount has reached 2,174.54 trillion yuan in 2020.
Before the launch of digital, we often use two payment platforms, wechat and Alipay. With the launch of digital RMB, it means that there are more options for payment. At the same time, digital RMB also has the same convenience as wechat and Alipay.
In daily life, when we use wechat and Alipay to pay, we need to open mobile data traffic to obtain.
After the launch of the digital Renminbi, we will no longer have the constraints of the Internet, even without the Internet, we can also use the digital renminbi to make daily payments.
When launching the digital renminbi, the first point is to consider the security of our use.
Since the digital RMB has the same value as banknotes and coins, wallets will be divided into four types according to our identity, which are: first class wallet, second class wallet, third class wallet and fourth class wallet (non-real name).
The way these wallets are classified is our transaction limit, with a maximum balance of 10,000 yuan for each of the four categories;
The limit for a single payment is 2,000 yuan;
The daily accumulative payment limit is 5,000 yuan;
The annual cumulative payment limit is 50,000 yuan;
If you want to increase your limit, you can improve your wallet level through real-name authentication and so on, and your limit will also be increased.
At the same time, when we conduct daily transactions, merchants and third-party platforms have no right to obtain consumers’ information and payment data, which ensures users’ privacy security to a certain extent.
Sterling is likely to underperform in the third quarter, dollar index highs are off, and May CPI data is on watch.
Please pay attention to the specific operation, the market is changing rapidly, investment needs to be cautious, the operation strategy is for reference only.