Digital RMB does not pay interest and is non-profit. Although digital RMB is the same as paper RMB, people can regard it as cash in their hands, and there is no charge for using it and changing it into real cash, but it cannot earn interest in the account.
At the same time, there are also the following rules for the opening of digital wallets: 1. Class III and above real-name wallets can only be opened by users aged 16 or above, and users under 16 can only open non-real-name wallets.
2. Under normal circumstances, any natural person can apply to open a digital wallet. Currently, it is in the testing stage.
3, a kind of wallet needs the user to carry his ID card to the bank branch counter for on-site opening or upgrading.
4. If the digital wallet enters the wrong payment password for 5 times, the payment function will be frozen. After the freezing, it needs to reset the password before it can be used.