Generally, three principles are followed: safety, liquidity and profitability.
1. The security shall be deposited in countries with political stability and strong economic strength and banks with good reputation, and the political and business trends of these countries and banks shall be closely followed at any time;
Choose those with low risk and relatively stable currency value, and reduce the risk;
Invest in relatively safe credit instruments, such as high-credit state bonds or state-guaranteed agency bonds.
2. Liquidity ensures that reserves can be readily cashed and disbursed at minimum cost.
When arranging foreign exchange assets, each country should reasonably arrange the portfolio of investment horizon according to its own forecast of foreign exchange income and expenditure in a certain period, and consider coping with emergencies.
Cash and Treasury bills are highly liquid, followed by Treasury bills and long-term bonds.
3. Profitability On the premise of ensuring safety and liquidity, through the analysis and prediction of market trends, determine a scientific portfolio, seize market opportunities, carry out asset investment and trading, and increase the value of reserve assets.
